ava sakowski
The American Dream is still Homeownership.
Homeownership is still the American Dream for most people. Independent Financial Coaching focuses on credit score management. We help...
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ava sakowski
- Feb 20
- 1 min
Get Smart About Credit
Help your clients "Get Smart About Credit." Sue Craig offers Realtors Mortage brokers a solution to helping clients who are unable to...
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ava sakowski
- Feb 10
- 1 min
Realtors and Mortgage Brokers, what about debt to income ratios?
Is there someone you are working with has a high debt-to-income ratio and won't qualify for the loan they need. Sue Craig, a financial...
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ava sakowski
- Feb 5
- 1 min
Attention Realtors and Mortgage Brokers.
We can help your clients learn how to improve their credit scores so that qualifying for a mortgage in the future will be possible. You...
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ava sakowski
- Jan 30
- 1 min
Do you know how your credit score is calculated?
Credit scores are a combination of debt owed, debt history, new lenders, types of debt, and length of debt, which are all calculated on a...
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ava sakowski
- Jan 27
- 1 min
If you plan on applying for a Mortgage,
you can know in advance if you will be approved for your desired house. Independent Financial Coaching knows current debt-to-income...
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ava sakowski
- Jan 25
- 1 min
Did you know that checking your credit will NOT hurt your credit score?
Checking your credit score is considered a "Soft inquiry" and does not impact your score. Checking your credit at least once a year is...
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ava sakowski
- Jan 19
- 1 min
January is International New Year's Resolutions for Business Month.
Big Shout out to all business owners in SWFL. Commit to supporting local businesses for the things you need this year with some of your...
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ava sakowski
- Jan 13
- 1 min
"Happy Dreams Come True Day."
"Making the Right Financial Decisions as we advance and creating the right habits makes dreams come true." Whatever your dreams or...
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ava sakowski
- Jan 7
- 1 min
January is Organization Month.
Organizing your finances ensures a different kind of year in 2024 and beyond. Call Sue Craig at 941-916-5324 to schedule an appointment....
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ava sakowski
- Jan 1
- 1 min
Happy New Year
"As we step into the unknown of 2024, we pray for hope to light our way. May this year be filled with renewal and rejuvenation, allowing...
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ava sakowski
- Dec 28, 2023
- 1 min
Mortgage Brokers, Real Estate Brokers, and a Financial Coach, for mutual client benefit
Networking can be important when giving the best attention to clients. Mortgage brokers, fellow realtors, and a financial coach who can...
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ava sakowski
- Dec 25, 2023
- 1 min
Merry Christmas and Happy New Year
Merry Christmas to all from Independent Financial Coaching, and "God Bless us every one!". -Charles Dickens
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ava sakowski
- Dec 20, 2023
- 1 min
Considerations before contributing directly to a grandchild's education.
Grandparents can help support a grandchild’s education in several ways without giving money directly to the student. Some direct gifts...
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ava sakowski
- Dec 13, 2023
- 1 min
Happy Birthday to the U.S. National Guard
Thank you to all serving military, veterans, and families of the U.S. National Guard! Thank you for your service to our country from 1636.
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ava sakowski
- Dec 7, 2023
- 1 min
Happy Hanukkah!
To our friends beginning the Hanukkah celebration, we wish you, “Hanukkah Sameach!”.
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ava sakowski
- Dec 4, 2023
- 1 min
Impact Your Credit Score
Realtors, if you have a client that can't qualify right now. You can still help them. They can learn the best ways to impact their credit...
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ava sakowski
- Nov 30, 2023
- 1 min
Focus on your education and decision-making process.
If you seek guidance in managing your finances or helping a loved one, a financial coach can assist you with their expertise. Focus on...
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ava sakowski
- Nov 25, 2023
- 1 min
Support Small Business Saturday!
Small businesses contribute to our local communities and economy. Support them whenever you can this holiday season and throughout the year.
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ava sakowski
- Nov 24, 2023
- 0 min
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