💳Independent Financial Coaching presents their coaching series on Credit Savviness - A Pathway to Financial Literacy for your Future.

⌛Some things Just take time

📆A long credit history will help your score.

Credit scores are based on experience over time.

The more experience your credit report shows with:

paying your loans on time, the more information there is to determine

whether you are a good credit recipient.

redit can also refer to an individual's history of borrowing and repaying debt.